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Are you fed up with throwing away your hard earned money every month on rent? Do you want to put your family into a beautiful place they can call home? What's stopping you? Credit? Past Issues? With a lease purchase, you don’t have to face the immediate scrutiny that lenders will put you through, even if you have what you think are "problems".


Here are some of the benefits of purchasing a home through a lease purchase:

  • Low option consideration.

  • Many past credit problems are not a problem.

  • Less qualifying restrictions.

  • Purchase price is agreed upon and locked in ahead of time.

  • You are able to check out the area and property thoroughly before purchasing the property.

  • The property continues to build equity while you are living in it. That equity is yours when you exercise your option!

  • You can get a home warranty on all properties to cover most repairs such as A/C, water heater, etc.

  • The option fee is fully credited to the cost of the property.

  • Part of your rent payment every month is credited to the purchase price, which can also be used towards closing costs.

  • We work directly with loan officers to assist you in obtaining permanent financing

Sounds great! But what are the next steps?


The first thing you may want to do is to look at our current houses for sale. If you see something that interests you, e-mail or call the contact person for that property to set up an appointment to see the home. Or, simply fill out the form to the right or contact us letting us know you're ready to step into the world of home ownership and someone will reach out to you to get the process started.


What is required to qualify for a lease purchase property?

Great question!! When you apply for a lease purchase property, there are some main items that are being reviewed and that are being looked for:

  • Debt to Income

  • Bankruptcies? (If so, there are certain time restrictions that have to be overcome.)

  • Foreclosure? (Again, certain time restrictions are set forth by the lenders.)

  • Tax Lien? (Normally must be paid for finance.)

  • Scores (Although not that important, we are typically looking for applicants that are no more than 60 points away from FHA financing.)

  • Judgments? (Must be resolved for most lenders.)

We Are A Real Estate solutions Company

We will not be acting as your real estate agent or broker if you buy a property or sell your property through our company. We are excited to potentially work with you directly OR if you are represented by an agent or broker. We are focused on providing the best solutions for everyone that we work with. If you have additional questions on agencies please contact your local real estate commission.


Equal Opportunity Housing.

Lease 2 Own RE

492C Cedar Lane #240
Teaneck NJ 07666

EMAIL US: Ed@Lease2OwnRE.com